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Set up a beneficiary first

TNB’s June 2026 platform update says beneficiaries must be created before a payment. Open Payments and Transfers → Manage Beneficiaries → Add New Beneficiary. Enter the details and check them before confirming.

Make and approve a payment

Manage saved beneficiaries

In Manage Beneficiaries, expand the relevant entry. Edit lets you update its nickname and address; Remove asks you to confirm deletion.

Sending money

GBP and EUR transfers to TNB accounts through NetBank are free. Other online and manual payments may incur fees. EEA beneficiary payments must use shared charges. For other currencies sent outside TNB, enter the recipient’s address in Special Instructions for the Bank; value is plus one day.

Receiving money

For UK/Gibraltar GBP payments, use your full account name, eight-digit UK-format account number and sort code 40-51-78. For overseas GBP or EUR, use your full account name, IBAN and BIC TNOVGIGI.

Timing and charges

TNB publishes a 14:00 CET cut-off: GBP/EUR/DKK same-day value; other currencies plus one day. Later instructions are processed the next working day. Correspondent deductions may apply, including €15 for outgoing EUR outside the preferred-country list.