Your Plans
A car, home improvements or education costs. Start with what you need and what you can afford.
Make Room for
What Comes Next
A car, home improvements or education costs. Talk to our team about a personal loan and a repayment term that fits your circumstances.
Discuss a Personal Loan
Borrow With a Clear Plan
Before You Apply
A little preparation makes the next conversation clearer. Select a topic to explore.
Your situation
Eligibility
Who can apply?
- Gibraltar resident
- Established, stable local employment
- Application and individual assessment
Our team will consider your circumstances.
Your finances
Financial picture
The full picture
- Income and expenditure
- Assets and liabilities
- Your borrowing history
Discuss your financial circumstances with our team.
Your documents
Preparation
Start the conversation
- Confirm the documents with our team
- Bring an overview of your finances
- Note your plans and questions
We’ll explain what your application needs.
Eligibility
Who can apply?
- Gibraltar resident
- Established, stable local employment
- Application and individual assessment
Our team will consider your circumstances.
Financial picture
The full picture
- Income and expenditure
- Assets and liabilities
- Your borrowing history
Discuss your financial circumstances with our team.
Preparation
Start the conversation
- Confirm the documents with our team
- Bring an overview of your finances
- Note your plans and questions
We’ll explain what your application needs.
Let’s Get Started
Talk About Your Plans
Discuss your needs, circumstances and the documents you’ll need.
Review Your Options
Read your meeting summary and pre-contract information, including fees and interest.
Apply and Agree
We review your application. If approved, sign the documents and agree your repayment plan.
Your Questions, Answered
How long can I borrow for?
Terms are usually between 1 and 10 years, depending on the purpose and agreed conditions.
What will my loan cost?
Your meeting summary explains the personalised fees and interest. Ask our team for a current quotation.
Is approval guaranteed?
No. Applications depend on your financial circumstances, borrowing history and TNB’s assessment.
A Conversation Comes First
Talk to our team about your plans, borrowing options and the next step.
Speak to Our Team
Understand the Costs
Fees and interest rates, clearly set out.
Borrowing is subject to application, assessment and agreed terms. Ask for a personalised quotation before deciding.