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How Can I Get Help With My Lombard Facility?

Understand borrowing secured against assets held with TNB.

How it works

Lombard lending uses liquid assets such as cash, equities, bonds or funds held with TNB as security. Facilities may include loans or overdrafts. They are typically revolving, with interest on drawn amounts.

Discuss your facility

Speak to our team about the purpose of your borrowing, the assets held as security, your experience and your wider financial position. Ask the team to explain the terms of your own agreement.

Questions about borrowing or repayments?

Contact our team about the repayment arrangements and borrowing terms in your facility agreement, or if your circumstances or liquidity needs have changed.

If collateral values fall

You may need to restore the collateral value. As a last resort, TNB may sell investments to repay borrowing. Losses can exceed your original investment, and you may still owe the bank. Lombard lending is not suitable for everyone.

Information reviewed · 16 October 2026

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