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Which Property-Finance Option Fits My Business?

Explore TNB’s published construction, commercial-property and buy-to-let services.

Development Finance

Bespoke finance for experienced developers undertaking residential, commercial or mixed-use developments and significant building or renovation works. TNB states lending decisions are made locally.

Commercial mortgages

A commercial mortgage can help spread the cost of moving to larger offices or expanding into more locations.

Buy-to-Let

TNB’s published range covers Gibraltar residential property and short-term lets, in GBP. Maximum LTV is up to 75% over up to 20 years, with lower limits possible depending on circumstances.

Interest-only applications

Professional property investors may be considered case by case for interest-only borrowing up to five years and 60% LTV. Eligibility depends on the bank’s assessment.

Check the full cost

Review arrangement, repayment, valuation and legal charges. Suitable property insurance is required for buy-to-let and is not arranged by the bank. Ask our team to explain the conditions for your project.

Speak to the Corporate team

Discuss your project and the information needed to assess it. The property may be repossessed if mortgage repayments are not maintained.

Loans and guarantees

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