Talk to Us
Talk to your Relationship Manager about Horizon Deposit.
Give Your Plans
a Clear Horizon
For money you can set aside for an agreed term, with a rate fixed at the start.
Interest rate4.75% (2 years)
4.80% (3 years)
Term2 or 3 years
Minimum placement£50,000
AccessAt maturity
Is Horizon
Right for You?
A Good Fit if You
Are a TNB client, applying in sole or joint names.
Can place at least £50,000 for 2 or 3 years.
Want a fixed rate, with interest paid at maturity.
Worth Knowing
You cannot add funds after opening. Early withdrawals are not permitted, except following the account holder’s death.
Any existing Time Deposit keeps its current terms. Horizon is opened as a separate placement.
How It Works
Choose Your Term
Choose a 2- or 3-year term and place at least £50,000.
Your Rate Is Fixed
Your agreed interest rate stays fixed throughout the term.
Decide at Maturity
Withdraw your money or arrange a new placement.
Before You Decide
Read the published information, then talk it through with your Relationship Manager.
Discuss your plansQuestions
Can I access my money before maturity?
Early withdrawals are not allowed, except following the account holder’s death.
What happens when my deposit matures?
At maturity, you can withdraw the funds or reinvest them in a new term deposit.
How is interest paid?
Interest is paid when the deposit matures.
Is my deposit protected?
Eligible deposits are covered by the Gibraltar Deposit Guarantee Scheme, up to £120,000.