Flex Mortgage

A Rate That Moves
With Base Rate

Understand how Flex works, including costs and repayments.

What to Know

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Understand how the rate works

Your mortgage rate changes in line with the applicable base-rate terms. Your repayments may rise or fall.

Discuss overpayments

Unscheduled partial repayments are permitted without a penalty. Full repayment and other services may carry charges; review the current tariff and your mortgage terms.

Look at the full picture

Discuss the deposit, affordability, fees and repayment arrangements with the team.

Variable Rate Reference

The reference rate for our sterling variable rate mortgage is based on the Bank of England Base Rate.

Current Bank Rate

3.75%

Before You Decide

Review the fees and interest rates, and discuss your questions with our mortgage team.

Your home may be repossessed if you do not keep up repayments on your mortgage.

View Fees and Interest Rates
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Your Home, Your Next Step

Talk through your plans with a mortgage planner.

Speak to Our Mortgage Team